Financial Aid Programs
Photo of two students on campus talking
Financial Aid Programs
Types of Financial Aid
NJCU many options for financing your education from scholarships and grants that do not need to be repaid to loans with affordable repayment options. We can help you find the best financial aid package to fund your education.
To reach the Office of Financial Aid, please call 201-200-3173
Explore the options available!
Eligibility Based on Enrollment
To be eligible for various forms of financial aid, students must be enrolled in a minimum number of credit hours per semester as follows:
State Aid- 12 credits or more
Pell Grant Full award: 12 credits or more
Pell Grant 3/4 award: 9-11 credits
Pell Grant 1/2 award: 6-8 credits
Pell Grant 1/4 award: 5 credits or less
Federal Direct Loans: 6 credits or more
Federal Work Study: 6 credits or more